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Sandra Fernandes

Sandra is responsible for the management of insurance requirements for key corporate and personal high net worth clients. She is professionally qualified with over 20 years’ experience in the insurance industry.

Born and educated in Jersey, she initially trained as an Insurance Broker with Shepherd Insurance Brokers Limited which later became Alexander Forbes Limited. She has since worked at Capital Insurance Brokers who were acquired by Vantage Insurance Brokers Limited in October 2014.

Sandra’s interests outside of the office include spending as much time as possible with her young family, cooking and keeping fit.

D: +44 (0)1534 706531

Kirsty Cadec

Kirsty joined Vantage in 2018 as part of the administration team, quickly becoming an integral part of the team and swiftly worked her way up to Account Executive and promoted to Team Leader in July 2022. Kirsty is responsible for our extensive Property Owners business and works closely with private clients and financial institutions. Kirsty also works closely with her Director in assisting with the day to day management of the team and ensuring that the customer service level that Vantage Insurance pride themselves on is consistently met.

Born and educated in Jersey, Kirsty has a keen interest in property with her previous experience working in property management.

Kirsty spends her time outside of the office with her vibrant young family, loves to travel and has a keen interest in fashion.

D: +44 (0)1534 706521

Miguel Freitas

Miguel has a strong background in corporate logistics, having worked extensively with well-known global brands and giving him a vast experience in the areas of customer relations and corporate services.

Miguel’s insurance career started at Hiscox where he worked as an Account Administrator and joining Vantage in 2019 as an Account Executive, with overall responsibility for both Corporate and individual Private Medical Insurance. Miguel has since expanded his client portfolio and is now also responsible for our professional risks business, including Professional Indemnity, Directors’ & Officers’ and Cyber insurance for both private clients and corporate service providers.

In his spare time, Miguel is a table tennis coach and is strongly committed in the coaching and development of our island’s athletes.

D: +44 (0)1534 706529

Richard English

Born and educated in Jersey, Richard is a professionally qualified insurance practitioner with over 20 years’ experience acquired in both the Channel Islands and the UK.

Richard is responsible for the insurance requirements of Commercial, High Net Worth individuals including but not limited to, high value homes, aviation, marine and private medical health insurance.

Outside the office Richard enjoys running, keeping fit, is a qualified personal trainer and regularly raises money for local charities.

D: +44 (0)1534 706549

Jonathon Rice

Jonathon joined Vantage in 2016 as an Assistant Underwriter and is now responsible for the overall performance of the Vantage Property Owner underwriting portfolio, providing this service to Vantage along with various wholesale brokers across the UK. Jonathon prides himself on his fast and efficient service and works conscientiously to ensure he meets his client’s expectations at all times.

Educated in Jersey, Jonathon’s main interest is spending time with his young family, and his hobbies include socialising, swimming and enjoys the dining out experience.

D: +44 (0)1534 706544

Jay Gosselin

Jay joined Vantage Insurance Brokers in 2020 and quickly discovered a passion for Private Client insurance and is now responsible for arranging all insurance requirements of our High Net Worth individuals. Jay is a key member of the team whose professionalism and personability with both his team and clients is recognised by all that come in contact with him.

In between studying for his insurance qualifications, Jay enjoys football and gym work and is always the first to volunteer in the participation of any charity events.

D: +44 (0)1534 706548

Henry Mowbray

Henry is responsible for the management of insurance requirements for key corporate and high net worth clients. He holds ACII accreditation as a Chartered Insurer and Chartered Insurance Risk Manager, with over 20 years’ experience in the insurance and risk management industry.

Born in Guernsey, educated across Guernsey, Jersey and the UK, he worked in marketing and advertising before focussing on insurance. Starting with the captive insurance sector before moving to head up the insurance and business continuity function for an international optical retailer. Henry joined Vantage in 2022 to establish and run Vantage Insurance Brokers Limited in Guernsey.

Henry’s interests outside of the office centre around family life, running, sailing and skiing.

D: +44 (0)1481 741059

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